Denied Life Insurance Claims
Often times life insurance claim denial hypertension insurance companies deny your insurance claim knowing that most people won’t fight the denial. Given your comments about the value of your father’s company and what seems to be a policy of insurance intended to protect his heirs in the event of his death, there MAY be a cause of action as against whoever was advising your father in terms of insurance coverage as there seems, based on what you have set out below, to be a significant difference between what might have been appropriate coverage and what was secured.
If your insurance company has denied your claim, you don’t have to fight them alone; call us. Contact the personal injury law firm of Thomas P. Melton, Attorney at Law, LLC, online or by telephone toll free at 1-800-407-5563 or locally at 205-458-4556 for your free consultation.
You and the life insurance company entered into a contract, the life insurance policy, which sets out obligations you have (e.g. paying the premium) and obligations the life insurance company has (e.g. paying out the policy according to the contract).
UQU&R has won policy payouts with the counter-argument of post-claim underwriting: that is, that the insurance carrier was happy to take the deceased’s premiums without checking available data, and only scrutinized medical information after a claim was filed.